Contractors, Public Adjusters, and Insurance Claims

Excellent advice for anyone that needs repairs to their property. By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division Dealing with damage to your home or property following a storm can be stressful. If you have a claim with your insurance company for a loss or damage to your property, you may need to seek the assistance of a contractor to make repairs. A contractor provides labor and materials to build or repair a structure in exchange for a fee. […]

If Only There Was a (Working) Smoke Detector in the House

Too Many Lives Lost in Fires  Unfortunately, we are occasionally informed that a policyholder has died in a house fire. Many of these deaths could have been prevented if only there had been a working smoke detector in the house. The rate of fire fatalities in a house insured by the Iowa FAIR Plan Association is five times greater than the state average! Thanks to a recent $5,000 donation from the Insurance Association of Greater Des Moines (IAGDM) we are […]

Watch Out When Contractors Come Knocking

The following information is from an article first published by the Iowa Insurance Division.  Home improvement problems were among the most common complaints received by the Consumer Protection Division last year, and the number of formal complaints increased 28 percent over last year. Homeowners must be prepared for contractors’ pitches and promises and know how to respond. Our investigators hear many of the same stories from cheated consumers. Listen for these classic strategies from home-improvement contractors that can leave you […]

Home Repair Scams: Don’t let contractors fool you.

The following information is from an article first published by the Iowa Attorney General’s office. You care about your home, and you put a lot of work into making it a comfortable place to spend your time. But some things are beyond your abilities. Iowa’s spring weather can wreak havoc on your home. From hailstorms that damage roofs and siding to flooding that damages lower levels and basements, sometimes you need help. And that’s perfectly okay. Sadly, there are people […]


Effective January 1, 2021, the Iowa FAIR Plan Association has moved to a new location. The updated address is: Iowa FAIR Plan Association  2700 Westown Pkwy, Ste 220 West Des Moines, IA. 50266 We are located in the same building however are now occupying a different suite.    

Working Through Difficult Times

As we all know, there have been many changes in how we conduct business and in our day to day life during these challenging times. These changes in procedures may make it difficult for both the business and public citizens to continue to meet the obligations to others. The staff at the Iowa FAIR Plan Association has adapted to the necessary changes needed so we may continue to provide the outstanding service to our producers and policyholders that they have come […]

Wade Johnson Insurance Agency

The Iowa FAIR Plan Association was established in 1968 as part of the Urban Property Protection and Reinsurance Act. Our Vision Statement The Iowa FAIR Plan Association will be “easy to do business with” by employing insurance industry “best practices” to help our producers efficiently and effectively meet the property insurance needs of qualifying property owners in the state of Iowa. This vision would not be attainable without the perseverance of the local producer. With their expertise and practical understanding […]


As the impact of COVID-19 continues to unfold, we are keeping in mind the health and safety of the Iowa FAIR Plan Association employees and our stakeholders. We are following guidance from federal, state, and local officials to do what we can to help protect our employees, clients, and families. We will do our best to maintain our service standards during this event.

Dwelling Fire Program – Rate Change

The rates for the Dwelling Fire Program have been revised effective September 1, 2019. This is the first revision since 2011. Producers, please check with us before quoting premium or accepting payments for all policies that have an effective date of September 1 or later.

My Property Insurance Was Cancelled

So you just received a cancellation or a nonrenewal from your insurance carrier – now what should you do? We recommend that you follow these steps:

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