Rate Changes

Summary: Rate change for Dwelling Property Program. Effective March 1, 2012 our Dwelling Property rates are increasing.  The base rates for a $250 deductible, protection class 1-8, owner-occupied dwelling are increasing by approximately 15%. Other rating factors-such as deductible credits, protection class 1-8 vs. protection class 9 and 10 relationships, two-family and multi-family occupancy relationships, frame vs. masonry factors will be changing.  Most existing policyholders will see increases between 15% and 20%. If you use our Producer’s Manual regularly and …

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Minimum Deductible

Effective 1/1/2012 the minimum deductible on Commercial policies is $500. Optional deductibles of  $1,000 and $2,500 remain available.

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