The Iowa FAIR Plan Association does not guarantee policy issue. Non-acceptable dwelling or commercial risks include any property that: is vacant or unoccupied or; has one or more open claim(s) or; has unrepaired damages from any previous claim(s) or; is noncompliant with local building codes and/or condemned. Additionally, properties are ineligible for the Homeowners 8 Program if there are unsafe conditions, including, but not limited to:
Contact us if you are in one of the counties affected by the flood and need a grace period during which you can take actions necessary to keep your insurance policy in force. As of September 27, 2016 the following counties are affected: Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Delaware, Floyd, Franklin, Hancock, Linn, Mitchell, Worth and Wright.
We are required by state law to inspect 100% of new business. Often the inspections reveal deficiencies in the condition of the property that require additional premium until the deficiency is corrected. The deficiency charge rate is $1.00 per $1,000 of coverage for both the dwelling and personal property. The following five areas are those subject to the deficiency charge:
The Iowa FAIR Plan Association has moved to a new location. Iowa FAIR Plan Association 2700 Westown Pkwy Ste 415 West Des Moines, IA 50266-1431 Our telephone, FAX and email have not changed. We look forward to providing you “Fair Access to Insurance Requirements” from our new location!
Heating is the second leading cause of home fires. Here are steps you can take to reduce fire hazards in your home.
From the Iowa State Fire Marshal Division Fire safety Tip: Always store propane tanks outside of buildings or garages. Vapors leaked indoors can be easily ignited by pilot lights or electrical equipment, causing an explosion. Nationally, propane-related grilling accidents cause more than 6,000 fires and explosions annually, resulting in 20,000 ER visits and 20 deaths.
The Iowa FAIR Plan Association is growing. At the same time, we are working to provide online inquiry and rating to our producers so to maintain our service standards we added a new position in March 2015. Please welcome Kathy Lewis to the Iowa FAIR Plan Association! Kathy brings many years of insurance and underwriting experience to the Iowa FAIR plan. Kathy holds the premiere Associate in Personal Insurance (API) designation from The Institutes. For the last 18 years, she …
The Iowa FAIR Plan Association provides all funds needed to maintain the Iowa Arson Hotline (1-800-532-1459). We also fund awards based on recommendations from the Iowa State Fire Marshal. The rewards are for information that helps in the resolution of suspected arson cases. We also fund awards based on recommendations from the Iowa State Fire Marshal. The awards are for information that helps in the resolution of suspected arson cases. For more information about the Iowa State Fire Marshal click …