News
Four Year Non-Renewal
Iowa law requires that at the completion of thirty-six (36) months of coverage and prior to the completion of forty-eight (48) months of coverage every Iowa FAIR Plan Association policy shall be non-renewed. This process is to encourage a return to the voluntary market.
Eligibility
The Iowa FAIR Plan Association does not guarantee policy issue. Non-acceptable dwelling or commercial risks include any property that: is vacant or unoccupied or; has one or more open claim(s) or; has unrepaired damages from any previous claim(s) or; is noncompliant with local building codes and/or condemned. Additionally, properties are ineligible for the Homeowners 8 Program if there are unsafe conditions, including, but not limited to:
17 Counties Declared “Disaster Emergency”
Contact us if you are in one of the counties affected by the flood and need a grace period during which you can take actions necessary to keep your insurance policy in force. As of September 27, 2016 the following counties are affected: Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Delaware, Floyd, Franklin, Hancock, Linn, Mitchell, Worth and Wright.
Deficiencies in Condition
We are required by state law to inspect 100% of new business. Often the inspections reveal deficiencies in the condition of the property that require additional premium until the deficiency is corrected. The deficiency charge rate is $1.00 per $1,000 of coverage for both the dwelling and personal property. The following five areas are those subject to the deficiency charge:
New Office Location
The Iowa FAIR Plan Association has moved to a new location. Iowa FAIR Plan Association 2700 Westown Pkwy Ste 415 West Des Moines, IA 50266-1431 Our telephone, FAX and email have not changed. We look forward to providing you “Fair Access to Insurance Requirements” from our new location!
Facts About Home Heating Fires
Heating is the second leading cause of home fires. Here are steps you can take to reduce fire hazards in your home.
Store Propane Tanks Outside
From the Iowa State Fire Marshal Division Fire safety Tip: Always store propane tanks outside of buildings or garages. Vapors leaked indoors can be easily ignited by pilot lights or electrical equipment, causing an explosion. Nationally, propane-related grilling accidents cause more than 6,000 fires and explosions annually, resulting in 20,000 ER visits and 20 deaths.