Commercial Lines

Eligibility

The Iowa FAIR Plan Association does not guarantee policy issue. Non-acceptable dwelling or commercial risks include any property that: is vacant or unoccupied or; has one or more open claim(s) or; has unrepaired damages from any previous claim(s) or; is noncompliant with local building codes and/or condemned. Additionally, properties are ineligible for the Homeowners 8 Program …

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Minimum Deductible

Effective 1/1/2012 the minimum deductible on Commercial policies is $500. Optional deductibles of  $1,000 and $2,500 remain available.

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