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New Business Full payment by check or money order with a new application or 25% plus $5 to use the quarterly payment plan. Payment Frequency Options Annual. 100% of the annual premium with no service fee. Quarterly. This plan requires 25% of the premium plus a $5 service fee for each payment. The Iowa FAIR Plan […]
The Iowa FAIR Plan Association does not guarantee policy issue. Non-acceptable dwelling or commercial risks include any property that: is vacant or unoccupied or; has one or more open claim(s) or; has unrepaired damages from any previous claim(s) or; is noncompliant with local building codes and/or condemned. Additionally, properties are ineligible for the Homeowners 8 Program
Contact us if you are in one of the counties affected by the flood and need a grace period during which you can take actions necessary to keep your insurance policy in force. As of September 27, 2016 the following counties are affected: Allamakee, Benton, Black Hawk, Bremer, Buchanan, Butler, Cedar, Cerro Gordo, Chickasaw, Delaware,
17 Counties Declared “Disaster Emergency” Read More »
We are required by state law to inspect 100% of new business. Often the inspections reveal deficiencies in the condition of the property that require additional premium until the deficiency is corrected. The deficiency charge rate is $1.00 per $1,000 of coverage for both the dwelling and personal property. The following five areas are those subject to
Deficiencies in Condition Read More »