Disclaimer and Privacy Policy

1. DISCLAIMER OF LIABILITY FOR THE IOWA FAIR PLAN WEB SITE

Although reasonable efforts have been made to ensure that electronic information on the Iowa FAIR Plan Association (IFPA, We, Our) on www.iowafairplan.com (web site) is complete, accurate, and timely, we do not represent that the information is complete, accurate, and timely in all instances. All information is subject to change on a regular basis, without notice.

A. COOKIES AND OTHER TRACKING DEVICES

We may use cookies and other tracking devices on our web site. Using cookies on our web site provides benefits to you, such as allowing you to maintain your account login information between visits, or locating a nearby dealer. The use of cookies also allows us to measure site activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your Internet service provider. You may elect to refuse cookies. Please refer to your browser Help instructions to learn more about cookies and how to manage their use.

B. LINKS TO OTHER WEB SITES

Please note that when you link to any other web site from this web site, the operator of such other web site (whether IFPA or a third party) may collect information about you, including through cookies or other technologies. In addition, your Internet or other service provider(s) may collect information about or submitted by you while you use the web site, or any other web site. You acknowledge that information collection or privacy practices of any other party are not monitored or controlled by IFPA and IFPA is not responsible for such web sites. Links on the web site to other web sites are provided only as a convenience, and the inclusion of such links does not imply endorsement of the linked site. You should review the privacy policies of any other web site that you visit to understand how your information is collected and used.

Notwithstanding the policies stated above, the right to store and disclose to third parties any information under the following circumstances is reserved: when the law permits it (such as, for example, to comply with laws or to respond to governmental authorities); to legal advisors; and to protect the rights, property, safety or security of IFPA, web site visitors or the public.

These Privacy Policies apply solely to online information collection and use practices in connection with this web site; it does not apply to any practices conducted offline or in connection with any other web sites owned or operated by IPFA.

C. INFORMATION SECURITY

IFPA recognizes the importance of safeguarding consumer personal information in our possession from theft, inappropriate use, or improper distribution. It should, however, be recognized that no company can perfectly protect personal information.

2. IMPORTANT PRIVACY INFORMATION FOR OUR POLICY HOLDERS

We respect your privacy. Although we must collect information about our applicants and policyholders as well as the property (to be) insured in order to issue a policy of insurance or to investigate a claim, we will respect the privacy of that information as described in this Notice. We do not sell any information about you to any third party.

A. PRIVACY POLICY DISCLAIMER

We restrict access to non-public personal information about you to our employees and others who need to know that information so that we may provide products or services to you. We maintain physical, electronic and procedural safeguards to guard your nonpublic personal information. IFPA recognizes the importance of safeguarding consumer personal information in IFPA’s possession from theft, inappropriate use, or improper distribution. It should, however, be recognized that no company can perfectly protect personal information.

B. CATEGORIES OF INFORMATION WE COLLECT ABOUT YOU

We may collect non-public personal financial information about you from your application for insurance or renewal application and other forms provided to us. We may also collect information about your transactions with us, our affiliates or others, and information we receive from a consumer reporting agency or property inspection bureau. Once we have issued a policy of insurance, we may also collect information about claims you file under the policy or about claims you have filed under other policies of insurance. All of this non-public personal financial information may be collected from you, from within our own files, from non-affiliated third parties, or from consumer reporting agencies.

C. INFORMATION WE DISCLOSE ABOUT YOU

We may disclose the following kinds of nonpublic personal information about you: Information received on an application for insurance, renewal application, and other insurance forms such as:

• Your Name

• Your Address

• Your Social Security Number

Information about your transactions with us, such as:

• Policy Coverage

• Premiums Paid

• Payment History

Information we receive from a consumer reporting agency or property inspection bureau such as:

• Credit worthiness and credit history

• Valuation of real and personal property

• Claims made by you or against you

D. TO WHOM WE DISCLOSE THIS INFORMATION

We do not intentionally disclose any non-public personal financial information about our policy holders or former policyholders to anyone, except as permitted or required by law.

3. CONTACT US

If you have any questions, comments or concerns about this privacy notice, please contact us at 2700 Westown Parkway, West Des Moines, IA 50266 / Phone: 515-255-9531 / eMail: info@iowafaitplan.com.