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More About IFPA

We get it, insurance can be overwhelming.

That’s why we’ve helped over 176,000 people navigate the system.

The Iowa FAIR Plan Association (Plan) should be considered a last resort when seeking property insurance coverage.  The Plan's policies provide basic coverage.  Our policies provide less coverage than the voluntary market companies.  Before applying for coverage with the Iowa FAIR Plan, we recommend that you consider the following steps:

1. Contact your insurance agent and ask if there are any actions you can take to keep your current coverage, such as replacing an old roof or cleaning debris from the property.

2. Ask your insurance agent to apply for coverage in the voluntary market.

3. If you cannot find voluntary coverage, ask your insurance agent for assistance in applying for coverage with the Iowa FAIR Plan Association. Only a licensed insurance agent can submit applications to the Iowa FAIR Plan Association. 

Contact us if you have any questions or need assistance.  https://iowafairplan.com/contact/

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  • And thanks to you, there is someone to insure my house. - Lynne M.
  • Thank you SO MUCH for this!! It’s truly a BLESSING!!! - Jill H.
  • Thank you for being so helpful, we appreciate all that you do! - Miranda B.
  • I was able to get a loan to fix my home with your insurance. - Raul G.
  • Thanks for helping me find insurance. - Roger P.

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Contractors, Public Adjusters, and Insurance Claims

Excellent advice for anyone that needs repairs to their property. By Sonya Sellmeyer, Consumer Advocacy Officer for the Iowa Insurance Division Dealing with damage to your home or property following a storm can be stressful. If you have a claim with your insurance company for a loss or damage to your property, you may need to seek […]

If Only There Was a (Working) Smoke Detector in the House

Too Many Lives Lost in Fires  Unfortunately, we are occasionally informed that a policyholder has died in a house fire. Many of these deaths could have been prevented if only there had been a working smoke detector in the house. The rate of fire fatalities in a house insured by the Iowa FAIR Plan Association […]
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