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  • Who Pays For Arson?
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New Employee – Kathy Lewis, API

Kathy Lewis March 2015

The Iowa FAIR Plan is growing. At the same time we are working to provide on-line inquiry and rating to our producers so to maintain our service standards we added a new position in March 2015.

Please welcome Kathy Lewis to the Iowa FAIR Plan!

Kathy brings many years of insurance and underwriting experience to the Iowa FAIR plan. Kathy holds the premiere Associate in Personal Insurance (API) designation from The Institutes. For the last 18 years she was a personal lines underwriter at EMC Insurance Group with a territory that included northwest Iowa. Kathy is very familiar with the multitude of underwriting issues that can affect property owners and she understands the needs of Iowa producers as well.

Her direct e-mail address is kathy.lewis@iowafairplan.com.

Deficiencies in Condition

21303075_sThe Iowa FAIR Plan orders inspections on 100% of new business. Often the inspections reveal deficiencies in the condition of the property that require additional premium until the deficiency is corrected.

The deficiency charge rate is $1.00 per $1,000 of coverage on the dwelling and personal property. The following five areas are those subject to the deficiency charge: [Read more...]

Sample Premiums For DP-1 and HO-8

Here is a chart that shows sample premiums for properties at $50,000, $80,000, $100,000 and $150,000 for the Dwelling Property Program (DP-1) and the HO-8 Modified Homeowners Program.
rates 31Oct2013
Note that these are premiums for properties that meet our underwriting guidelines without deficiency charges. For an accurate quote please submit an application.