The Iowa FAIR Plan orders inspections on 100% of new business. Often the inspections reveal deficiencies in the condition of the property that require additional premium in the form of an after charge until the deficiency is corrected. The after charge rate is $1.00 per $1,000 of coverage on the dwelling. The following five areas are those subject to the after charge: [Read more...]
The Iowa FAIR Plan provides all funds needed to maintain the Iowa Arson Hotline (1-800-532-1459). We also fund rewards based on recommendations from the State Fire Marshal. The rewards are for information that helps in the resolution of suspected arson cases.
For more information about the Iowa Division of the State Fire Marshal click here.
- are vacant or unoccupied;
- the dwelling and grounds are generally in poor condition;
- open claims on previous policy(s);
- unrepaired damages from previous claim(s);
- the dwelling is non-compliant with local building codes and/or condemned.
All applications must qualify under the Iowa FAIR Plan’s underwriting rules and guidelines before they can be accepted and a policy issued.
The Iowa FAIR Plan office will be closed on Monday, September 1st for Labor Day. We will resume regular hours on Tuesday, September 2nd. Our regular hours are Monday – Friday 8:30 am – 4:00 pm.
Have a fun and safe holiday!