Office Closed

The Iowa FAIR Plan Association office will be closed on November 23rd and 24th for Thanksgiving. We will resume our regular hours on Monday, November 27th. Our regular hours are 8:30 – 4:00 Monday – Friday.

We will monitor e-mail over the long weekend for First Notice of Loss forms and assign an adjuster as soon as possible.  Our e-mail address is info@iowafairplan.com.

Have a fun and safe holiday!

My Property Insurance Was Cancelled

So you just received a cancellation or a nonrenewal from your insurance carrier – now what should you do? We recommend that you follow these steps: [Read more…]

Authority of Producers

State law provides that any property and casualty insurance agent that is licensed by the Iowa Insurance Division can submit applications to the Iowa FAIR Plan Association. We do not appoint agents. We use the term “producer” to refer to our licensed non-appointed agents who assist consumers in applying for coverage through the Iowa FAIR Plan Association. Producers cannot: [Read more…]

Avoid a Lapse

Producers do not have binding authority with the Iowa FAIR Plan Association. However, your clients sometimes need coverage bound ASAP. We can work together to avoid a lapse in coverage for your clients: [Read more…]

Producer Profile – Hazell Agencies

The Iowa FAIR Plan Association relies on diligent individuals to assist consumers in obtaining coverage. There may be many unusual and difficult situations where the producer must use their expertise and knowledge to succeed in this mission.  As recognition, we would like to take the time to spotlight our producer partners. Let us begin, please meet: Hazell Agencies in Burlington, Iowa. [Read more…]

Four Year Non-Renewal

Iowa law requires that at the completion of thirty-six (36) months of coverage and prior to the completion of forty-eight (48) months of coverage every Iowa FAIR Plan Association policy shall be non-renewed. This process is to encourage a return to the voluntary market. [Read more…]

Payment Options

New Business

  • Full payment by check or money order with a new application or 25% plus $5 to use the quarterly payment plan.

Payment Frequency Options

  • Annual. 100% of the annual premium with no service fee.
  • Quarterly. This plan requires 25% of the premium plus a $5 service fee for each payment. The Iowa FAIR Plan Association will direct bill a policyholder 30 days before each installment is due.

Mortgagee Billing Options

  • Mortgagees and/or additional insureds can be billed on renewals only.

Payment Types

  • Checks or money orders should be made payable to the “Iowa FAIR Plan Association”.
  • A current bill can be paid directly from a checking account, debit or credit card.  Click here for more information.
  • The Iowa FAIR Plan Association does not accept cash.

Eligibility

The Iowa FAIR Plan Association does not guarantee policy issue. Non-acceptable dwelling or commercial risks include any property that:

  • is vacant or unoccupied or;
  • has one or more open claim(s) or;
  • has unrepaired damages from any previous claim(s) or;
  • is noncompliant with local building codes and/or condemned.

Additionally, properties are ineligible for the Homeowners 8 Program if there are unsafe conditions, including, but not limited to: [Read more…]