17 Counties Declared "Disaster Emergency" / Coverage Limits and Forms

Coverages and limits available:

  • Coverage A (Dwelling): At least $40,000 and up to $200,000 (ACV)
  • Coverage B (Other Structures): 10% of Coverage A
  • Coverage C (Personal Property): 50% of Coverage A
  • Coverage D (Loss of Use): 10% of Coverage A
  • Coverage E (Personal Liability): $50,000
  • Coverage F (Medical Payment to Others): $1,000

The Iowa FAIR Plan Association uses the following forms on its Homeowners policies. This list is subject to change as new forms are filed and approved.

  • HO FP DP 01 04 Policy Declarations
  • HO 00 QR 01 04 Your Homeowner Quick Reference
  • HO 00 08 10 00 Homeowners 8—Modified Coverage Form
  • HO 01 14 06 08 Special Provisions—Iowa
  • HO 04 26 04 02 Limited Fungi, Wet or Dry Rot, or Bacteria Coverage
  • HO 16 09 01 09 Water Exclusion Endorsement
  • HO 04 81 10 00 Actual Cash Value Loss Settlement
  • HO 04 41 04 91 Additional Insured
  • HO 04 44 04 91 Residence Premises (three or four family)
  • HO 05 43 10 00 Residence Held in Trust
  • HO 00 OS 01 04 Restrictive Amendment

Homeowners 8 Application (PDF)

Posted in: Homeowners 8 Underwriting Guidelines